• Lend Smart Mortgage

    • Mortgage Services
    4534 Hwy 20
    Niceville, FL 32578
    (910) 818-8378
    Hours:
    Mon 9:00 a.m. to 6:00 p.m.
    Tue 9:00 a.m. to 6:00 p.m.
    Wed 9:00 a.m. to 6:00 p.m.
    Thu 9:00
    • About

      I’m your friendly local Mortgage Advisor! I’ve dedicated a lot of time to try and be my best for the people in our community. I strive to be better (and do better) every day! Something that separates me from most in my industry is that I will always put people over profit. Yes - this is what I do to feed my family but I will always put people first. What that means for you is that I will never choose to do what benefits me over what is best for you! If I wouldn’t do something for myself then I will not suggest it for you and your family. You will always be treated like family. At the end of the time we have spent together, if you don’t feel like family then I most definitly did something wrong!

      Outside of work you will most likely see me with husband -Ed. He is my rock and has provided me with an unrivaled support in my career. Together we have 4 amazing kids. It is very unlikely that you will see me without one of them. If you are lucky, then you may see me chasing one of our 3 dogs down the street! On my hard days, they are the reason that I keep going. They are the light of my world and I thank God for them daily.

      Outside of work, I love to play! We spend a lot of time outdoors! We love to be in nature - whether it is the beach, the springs or floating down the river. We crave Vitamin D....but we do enjoy a good rainy day that allows us to catch up on some television shows. Dragon Ball Z is a family favorite (the things we do for our kids!!)!

      Outside of work, I love to cook! I spend just as much in the kitchen as I do outside. I love cooking for my family and love even more to share with friends! I love trying new recipes and making them my own.

      At the end of the day, I am just like you! I am human. What you see is what you will get. I am unapologetically me! If you are looking for conversation and guidance, you will get that here. If you are looking for honesty and care....well that’s all I know.

      You can get the mortgage process started with an online application by clicking the link below:
      https://apmobile.apmortgage.com/dr/c/l9v8c

      Your time is so important to me. If you want to schedule a time to meet with me then please click on the link below to schedule a time! You will have my full and undivided attention!
      https://outlook.office365.com/.../Appointmentsw.../bookings/

    • Whom to Contact

      • Mallory Fotiades
        4534 Hwy 20 E
        Niceville, FL 32578
        Phone: (910) 818-8378